What Is Investment | Investment IS Right Or Wrong In 2020

What Is Investment: After an age, you feel that the money you have is not enough, you may need more money in future.  In such a situation, you take the path of investment.  Initially, everyone is nervous about investing, but later when the understanding increases, then the investment process starts to get better.  The truth is that if you have become so big that you can earn money, then you should also invest money.  Investing is not really anything but a process whereby you can use your money.

 Definition Of Investment

 Investing is a process in which an attempt is made to increase the value of money, that is, after some time you get more money than the money invested.  In other words investing means using your money to earn more money.

 Return on investment

 For example you buy gold or property whose value increases over time.  After a few years when you need money, you sell these things at a higher price because by then their value has increased.

 How do you get the benefit of investment

 You invest for someone else so that you can use your money and for this you also get money.  So when you need your money then you get money including "interest".

 Saving is not an investment

 Unlike saving, when you invest your money, you do not just keep it safe but try to increase it.  Saving money in a bank account cannot be called investing.

 Investing and betting is not a thing

 There are some risks associated with investment.  However, investing does not mean betting - you cannot invest money anywhere without thinking.  Investing properly is a thoughtful process that does not depend on luck to get returns.

 Why should you invest?

 If instead of investing, you keep your money in a piggy bank or safety wallet, then it never grows.  To do this, you have to invest money where you can get interest on it or sell or buy things whose value has increased over time.

 Future Of investment

 No person wants to work for a lifetime.  This is also a major reason why you should invest your money so that your future can be secured.  Whatever your goal is to send children abroad for higher education or spend your retirement time by the sea, investing properly can help you achieve your financial goals.

 Understand by example

 Vijay and Ajay are two friends who started working together at the age of 22.  Vijay is a cautious investor and regularly invests 20% of his salary in various types of investments such as mutual funds, shares and fixed deposits etc.  As a result, the value of his portfolio keeps increasing and within five years he will be able to downpay his house.On the other hand Ajay puts only 10% of his salary in a recurring deposit and does not invest in any other way.  The rest of his salary is spent on meeting his expenses and paying the credit card bill.  After five years he will not get any special returns because he did not plan his financial

 So if you plan your investment and make a reasonable investment over time then you can achieve your economic goals.